Blog posts
November 22, 2024
BNPL Boom: The Perks & Perils of Deferred Payments
BNPL's ease can lead to overspending and financial strain, despite its short-term benefits.
BNPL Surge: 39% of U.S. Adults Embrace Flexible Payments
Over half of BNPL users have faced issues like overspending and missed payments.
Ease Your Wallet: The Rise & Risks of "Buy Now, Pay Later"
Over half of BNPL users have encountered issues, such as overspending and payment difficulties.
Ease or Debt Trap? BNPL's Holiday Shopping Impact
BNPL's record-breaking $16.6 billion sales during the 2023 holidays highlight a shift in consumer financing habits.
Unlock Sales with POS Financing: A Win-Win for Shoppers & Sellers
Point-of-sale financing is reshaping consumer purchasing behavior, offering a flexible response to inflation's impact.
Klarna Champions Transparency with Wikipink Page
Klarna's Wikipink aims to set a new standard for transparency in the BNPL credit sector.
Chime Expands Fee-Free Overdraft to Credit Cards
Chime's SpotMe now offers fee-free overdraft on the Credit Builder card, fostering financial progress without hidden costs.
Interest Over Instalments: BNPL's Main Appeal
Interest rates are a key concern for consumers using Buy Now, Pay Later services.
Pros and Cons of the JCPenney Credit Card
The JCPenney credit card is tailored for loyal JCPenney shoppers but offers little beyond store-specific perks.