Chime has enhanced its financial offerings by extending the SpotMe feature to its Secured Credit Builder Visa Credit Card, allowing members to enjoy up to $200 in fee-free overdraft. This move is part of Chime's efforts to support customers' financial growth without profiting from fees, distinguishing it from traditional banks that collect billions in overdraft charges. SpotMe, which has already "spotted" billions to members, aims to help users build their credit history without affecting their credit score. Chime continues to innovate, recently reaching over a million 5-star app reviews and expanding its in-app tax filing pilot program, reinforcing its commitment to user-friendly financial solutions.
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