Blog posts

Splitit introduces FI-PayLater to enable FIs to offer BNPL directly at checkout.

BNPL fears are overblown, representing broader anxieties rather than substantial economic threats.

BNPL platforms could be distorting the true financial health of U.S. consumers by creating "phantom debt."

Only about half of global consumers are satisfied with current embedded lending options.

Bank of America report reveals nearly half of BNPL users earn under $50,000, with Millennials leading usage.

Sezzle's Payment Streaks program uses gamification to encourage timely payments.

A single point drop in the average FICO score signals deeper shifts in consumer credit risk.

A mere one-point drop in the average FICO score represents a significant shift in consumer credit risk across millions of Americans.

Delaware leads with a significant 9.1% reduction in credit card debt.