Blog posts
January 17, 2025![The Rise of Buy-Now-Pay-Later: A Double-Edged Sword for Shoppers](http://paylatermarketplace.com/cdn/shop/articles/image-1800x1200-2025-01-10T152004.642_8a7f145f-2e1b-4479-a288-392d2e9774be_20x20_crop_center.png?v=1736819505)
The Rise of Buy-Now-Pay-Later: A Double-Edged Sword for Shoppers
BNPL services may boost spending but come with hidden risks.
![The Impact of Buy-Now-Pay-Later on Consumer Spending Habits](http://paylatermarketplace.com/cdn/shop/articles/image-1800x1200-2025-01-10T152004.642_20x20_crop_center.png?v=1736819503)
The Impact of Buy-Now-Pay-Later on Consumer Spending Habits
BNPL services significantly influence consumer spending patterns, often leading to increased expenditures.
![The Rise of Buy-Now-Pay-Later: A Double-Edged Sword for Consumers](http://paylatermarketplace.com/cdn/shop/articles/file-20250107-19-6yv1zr_20x20_crop_center.jpg?v=1736462093)
The Rise of Buy-Now-Pay-Later: A Double-Edged Sword for Consumers
BNPL services can significantly influence spending patterns, encouraging higher expenditures among users.
![Real-Time Payments Revolutionize Global Transactions in 2024](http://paylatermarketplace.com/cdn/shop/articles/global-growth-real-time-payments_20x20_crop_center.jpg?v=1733593365)
Real-Time Payments Revolutionize Global Transactions in 2024
Real-time payments are reshaping global transactions with groundbreaking advancements.
![Revolutionizing Lending: The Impact of Credit Scoring Systems](http://paylatermarketplace.com/cdn/shop/articles/83711157_20x20_crop_center.jpg?v=1731436805)
Revolutionizing Lending: The Impact of Credit Scoring Systems
Credit scoring systems are transforming lending by providing lenders with a clearer picture of borrowers' creditworthiness.
![CFPB's New BNPL Rule Faces Legal Challenge from Financial Tech Group](http://paylatermarketplace.com/cdn/shop/articles/CFPB-BNPL-suit_20x20_crop_center.jpg?v=1729614794)
CFPB's New BNPL Rule Faces Legal Challenge from Financial Tech Group
The FTA argues that the CFPB's new BNPL regulations are ill-fitted and unfeasible.
![The Future of Payments: Innovations Shaping Consumer Transactions](http://paylatermarketplace.com/cdn/shop/articles/hand-holding-credit-cards-depicting-online-shopping-concept-scaled_20x20_crop_center.jpg?v=1728325132)
The Future of Payments: Innovations Shaping Consumer Transactions
Digital wallets are set to become the central hub of payments behavior.
![Affirm's Shares Surge 33% as Profitability Goals Exceed Expectations](http://paylatermarketplace.com/cdn/shop/articles/TXCZZILEQ5JOVOSGZXEEKABKAQ_20x20_crop_center.jpg?v=1725032257)
Affirm's Shares Surge 33% as Profitability Goals Exceed Expectations
Affirm's strong quarterly results and profit forecast have investors optimistic.
![Revolutionizing Financing: Equipifi's Pre-Purchase Solution Unveiled](http://paylatermarketplace.com/cdn/shop/articles/BNPL_29a027d0-591a-4764-9d6c-c52266d7ad15_20x20_crop_center.jpg?v=1722439281)
Revolutionizing Financing: Equipifi's Pre-Purchase Solution Unveiled
Equipifi's Plan Your Purchase streamlines access to pre-qualified loans for consumers.