Blog posts

Spaving is a deceptive financial strategy that often leads to debt and stress.

Buy Now, Pay Later programs are increasingly popular as they allow immediate purchases with deferred payments, but come with notable risks.

Younger consumers are increasingly embracing Buy Now, Pay Later plans to align purchases with their financial capabilities.

One-third of Buy Now, Pay Later users have missed a payment in the past year, reflecting growing reliance on these services.

Despite inflation, Americans continue robust spending, driven by a mix of resignation and desire to maintain lifestyles.

Nearly 70% of young Singaporeans are using "buy now, pay later" schemes to manage expenses.

BNPL offers an easy way to spread out payments, but wise use is key to avoid overspending.

Over three-in-four BNPL users acknowledge the ease of financial overextension, yet its convenience attracts repeat usage.

Galileo's David Feuer highlights the shift towards capturing consumer micro moments with post-purchase BNPL offerings.