Afterpay offers a buy now, pay later (BNPL) service that can be used for some travel expenses, providing a way to spread the cost over multiple payments without interest if paid within six weeks. It's available at select travel merchants like Hotels.com and Expedia. Afterpay conducts a soft credit check to determine spending limits and requires a linked payment method for automatic withdrawals. While beneficial for those needing to quickly finance emergency travel, it may not be suitable for everyone, especially if longer-term repayment is needed or if a 0% APR credit card is available. In some cases, a travel credit card may offer better benefits, such as earning points on purchases.
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