Blog posts
July 19, 2025
FICO Introduces BNPL Data to Credit Scoring: A Game Changer or Risky Move?
FICO's new credit scoring models will include buy now, pay later payment history.
Buy Now, Pay Later Loans: A Game Changer for Your Credit Score
FICO's new policy will integrate buy now, pay later loans into credit scores.
The Rise of Buy Now, Pay Later: A Double-Edged Sword for Gen Z
The convenience of BNPL services reflects deeper economic challenges for Gen Z.
FICO Introduces BNPL Data in Credit Scores: A Game Changer for Borrowers
FICO's new credit scoring models will include buy now, pay later data to enhance lenders' insights into consumer credit behavior.
New Licensing Rules for Buy Now Pay Later Contracts in Australia
New regulations require credit licensing for buy now pay later providers by June 2025.
Buy Now, Pay Later: A Double-Edged Sword for Consumers
Recent CFPB studies on buy now, pay later services present conflicting views on consumer impact.
Buy Now, Pay Later: A Lifeline or a Debt Trap for Groceries?
Consumers are increasingly using buy now, pay later loans for groceries and everyday expenses, raising concerns about financial stress.
Growing Reliance on Buy Now, Pay Later for Groceries Raises Concerns
More Americans are turning to BNPL for groceries, but late payments are rising.
Klarna's Struggles: The Risks and Rewards of Buy Now, Pay Later Services
Klarna's recent losses highlight the complexities and risks of BNPL services.