Blog posts
December 28, 2024
Exploring the Pitfalls of Trendy Budgeting Techniques
Financial analysts suggest finding a balance between saving money and maintaining a healthy social life.
Unveiling the Hidden Costs of "Buy Now, Pay Later"
BNPL programs can be an effective tool if you know what you’re signing up for and have a clear pay-back game plan.
From Couch Denial to Credit Excellence: A Personal Journey
Consistently paying bills on time and managing credit utilization, I improved my score to 780.
Why I Ditched Credit Cards for Simple Cash Budgeting
Managing money with cash is simpler and keeps debt at bay.
Master Your Credit Score: A Journey from Debt to 800-Plus
A high credit score isn't just for the wealthy; it's about smart financial habits.
Gen Z's Wallet Woes: The Hidden Costs of Buy Now, Pay Later
BNPL services are tempting Gen Z into overspending, leading to financial regrets.
Buy Now, Pay Later Surges as Americans Seek Alternatives to Credit Cards
Buy now, pay later services are offering Americans a new way to manage essential expenses, though risks remain.
Vacation Loans: Worth the Splurge or a Financial Trap?
Vacation loans can fund your dream trip but come with high-interest rates.
Credit Crunch: Americans Lean on Cards and BNPL to Get By
Rising costs and economic uncertainty have Americans turning to credit to make ends meet.