Blog posts
December 26, 2024
New Credit-Building Products Could Undermine Financial Stability
New credit-building products may mislead consumers and threaten the credit system.
The Evolving Face of Buy Now, Pay Later Borrowers
BNPL has become a necessary financial tool for many families, extending beyond luxury purchases.
Credit Crunch: Americans Rely Heavily on Cards and BNPL for Essentials
Many Americans now depend on credit cards and BNPL services to afford daily essentials.