A recent survey reveals that more Americans are using credit cards and buy now, pay later (BNPL) services to cover everyday expenses. With rising costs and wages lagging, many turn to credit out of necessity. While some use cards to earn rewards, others face the harsh reality of debt. High interest rates and financial instability add to the burden, leading to increased late fees and delinquency. Despite this, a third of Americans feel more confident managing their debt compared to last year.
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