Blog posts
October 21, 2024
Buy-Now, Pay-Later Regulations: 4 Things You Need To Know Before You Shop
BNPL lenders must now refund installments for canceled or returned orders.
New Protections for "Buy Now, Pay Later" Shoppers
Apple discontinues its Apple Pay Later service, shifting focus to new installment loan features.
BNPL Boom: Convenient or Costly? What You Need to Know
BNPL offers convenience but comes with financial risks if not managed carefully.
CFPB Extends Credit Card Protections to Buy Now, Pay Later Services
CFPB extends crucial credit card protections to Buy Now, Pay Later services.
CFPB Redefines BNPL Loans: A Major Shift Under Regulation Z
The CFPB's new rule treats BNPL digital user accounts as "credit cards," subjecting them to Regulation Z's dispute and refund requirements.
New Rules for "Buy Now, Pay Later": Credit Checks Incoming
Buy now, pay later services like AfterPay will need to conduct credit checks under new legislation.
CFPB Regulates BNPL as Credit Card Issuers
CFPB reclassifies BNPL lenders as "card issuers" under Regulation Z to enhance consumer protections.
CFPB Reclassifies BNPL as Credit Cards, Shaking Up the Industry
CFPB's new rule redefines BNPL services as credit cards, shaking up regulatory expectations.
Navigating New Rules: BNPL Gets Credit-Card Style Protections
BNPL regulations aim to align consumer protections with those of credit cards, though major providers already practice these safeguards.