Google is currently testing a controversial feature that integrates Buy Now, Pay Later (BNPL) services directly into its Chrome web browser. This move follows similar implementations by Microsoft Edge and Apple, raising concerns about the increasing presence of predatory lending practices in everyday technology. The new feature will allow users to utilize BNPL options from services like Affirm and Zip during online purchases, potentially without the explicit consent of merchants. This integration comes through three experimental feature flags, which enable autofill options for BNPL services and synchronize user data related to these transactions. Critics point out that BNPL services lack the same regulatory oversight as traditional credit options, often leading consumers into deeper debt. While BNPL can be beneficial in some contexts, its frequent use for smaller purchases can exacerbate financial strain. As tech companies continue to adopt these services, there is a growing call for Google to reconsider this integration before it becomes widely available.
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