Living without a credit score is not just a financial decision but a lifestyle choice that impacts various aspects of life, from purchasing a home to handling emergencies. The writer shares their personal experiences and the philosophical reflections prompted by their journey of living without a credit score. They explore the societal implications and personal consequences of being "credit invisible," affecting approximately 45 million Americans. This state of invisibility in the financial system challenges traditional notions of existence and value, as highlighted by the humorous twist on René Descartes' famous statement, suggesting that in today's credit-driven world, one might only exist if indebted.
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