The Bank of America Business Advantage Customized Cash Card is an ideal choice for businesses seeking to maximize cash-back rewards on specific spending categories. This card allows users to earn 3% cash-back on a category of their choice, which can include options like gas stations, office supplies, and dining. Additionally, cardholders can benefit from the Bank of America Preferred Rewards for Business program, which enhances cash-back rates by up to 75%, allowing for potential earnings of 5.25% cash-back on the selected category. The card also provides a 0% introductory APR and has no annual fee, making it a cost-effective option for businesses. However, it’s important to note that the increased rewards are capped at the first $50,000 spent in the top category and dining each year. For those who prefer a flat cash-back rate or travel rewards, alternative cards like the Business Advantage Unlimited Cash card or the Ink Business Preferred card may be better suited.
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