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Mastering the Art of Juggling 20+ Credit Cards

Mastering the Art of Juggling 20+ Credit Cards

Managing 20 credit cards is not only a reality for some but can be beneficial if done responsibly. The key to successfully handling multiple credit cards includes paying bills on time, keeping balances low, and regularly monitoring accounts for fraud and due dates. While there is no legal limit to the number of credit cards one can have, financial institutions impose their own caps on credit lines and the number of cards an individual can hold, which can vary significantly between issuers. Organizing and tracking such a large number of cards require diligence and a systematic approach, often involving spreadsheets and frequent account monitoring. The benefits of multiple cards, especially travel rewards cards, can be substantial, but the risks include potential damage to credit scores from missed payments and the complex management of numerous accounts.

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