Blog posts
September 07, 2024![Stay Credit Savvy: Quick Tips for Checking Your Report](http://paylatermarketplace.com/cdn/shop/articles/shutterstock_2257912259-scaled_20x20_crop_center.jpg?v=1724775285)
Stay Credit Savvy: Quick Tips for Checking Your Report
Be proactive about your credit to avoid nasty surprises down the line.
![Understanding the Power of a 725 Credit Score](http://paylatermarketplace.com/cdn/shop/articles/seo_725-credit-score_071824_20x20_crop_center.jpg?v=1721920661)
Understanding the Power of a 725 Credit Score
A 725 credit score can unlock better financial opportunities and lower rates.
![How Multiple Credit Cards Can Hurt Your Credit Score](http://paylatermarketplace.com/cdn/shop/articles/photo_3b98e4ad-a9fd-4268-8c53-b480cc351728_20x20_crop_center.png?v=1718644826)
How Multiple Credit Cards Can Hurt Your Credit Score
The "buy now, pay later" option is like a disease.
![Navigating the High Costs of Ignored Credit Card Debt](http://paylatermarketplace.com/cdn/shop/articles/Upset_man_with_bills_20x20_crop_center.jpg?v=1717520862)
Navigating the High Costs of Ignored Credit Card Debt
Addressing credit issues promptly can prevent escalated costs and stress.
![New Credit: The Double-Edged Sword of Your FICO Score](http://paylatermarketplace.com/cdn/shop/articles/com.myfico_20x20_crop_center.png?v=1717095301)
New Credit: The Double-Edged Sword of Your FICO Score
New credit accounts can either boost or hurt your FICO score—handle with care.
![Credit Card Dilemma: Steps to Take When Funds Fall Short](http://paylatermarketplace.com/cdn/shop/articles/GettyImages-1928003189-1440x864_20x20_crop_center.jpg?v=1716049813)
Credit Card Dilemma: Steps to Take When Funds Fall Short
Taking early action when credit card funds run low can prevent financial pitfalls.
![Boost Your Credit Card Approval Odds with Pre-Approval](http://paylatermarketplace.com/cdn/shop/articles/Guaranteed_credit_card_offers_20x20_crop_center.jpg?v=1715357304)
Boost Your Credit Card Approval Odds with Pre-Approval
Pre-approval for credit cards uses 'soft' searches, safeguarding your credit score and enhancing approval chances.
![Navigate Credit Challenges: Essential Guide for Small Business Owners](http://paylatermarketplace.com/cdn/shop/articles/iStock-1487345042-modified-9cfafe4c-e6ce-4c4c-96a5-46af6e4cb30c-scaled_20x20_crop_center.jpg?v=1715278840)
Navigate Credit Challenges: Essential Guide for Small Business Owners
93% of small businesses reported financial challenges in 2023, emphasizing the critical need for robust credit management.
![Smart Credit Card Uses That May Backfire: Beware These Traps!](http://paylatermarketplace.com/cdn/shop/articles/Jester_background_credit_card_XYZ9YkS_20x20_crop_center.png?v=1715278834)
Smart Credit Card Uses That May Backfire: Beware These Traps!
Credit cards come with benefits and risks; managing them poorly can lead to unforeseen financial consequences.