Blog posts
April 11, 2025
VyStar Credit Union Faces Credit Score Crisis Amid Reporting Errors
VyStar Credit Union is under fire as customers report credit score drops due to errors.
Regulatory Trends in Payday Lending: What to Expect in 2025
Regulatory changes in payday lending are on the horizon for 2025, with both federal and state-level impacts.
Travel Smarter: The Risks of Buy Now, Pay Later Loans for Vacations
Many travel sites now offer Buy Now, Pay Later loans, but they come with risks.
Cruising into Debt: The Risks of Buy Now, Pay Later Travel Loans
Consumer experts warn that Buy Now, Pay Later loans for travel can lead to unexpected costs and risks.
CJEU Ruling on Buy-Now-Pay-Later Schemes: Key Insights for Consumers
The CJEU ruling clarifies that late payment fees in BNPL schemes may impact compliance with consumer credit rules.
Buy Now Pay Later Trends: Who's Really Using It?
The CFPB's report reveals that most BNPL loans are going to consumers with lower credit scores.
New CFPB Rule on Medical Debt: A Step Back for Consumer Health Care
The CFPB's new rule on medical debt may worsen healthcare access for consumers.
CFPB Highlights Consumer Complaints in Buy Now, Pay Later Financing
CFPB's report reveals troubling consumer complaints in BNPL and EWA financing.
CFPB's BNPL Regulations: Balancing Consumer Protection and Industry Pushback
CFPB's new BNPL regulations aim to protect consumers but face industry backlash.