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Fly Now, Pay Smarter: Is Afterpay Right for Travel?

Fly Now, Pay Smarter: Is Afterpay Right for Travel?

Travel expenses can be daunting, but Afterpay offers a convenient way to manage costs with its buy now, pay later (BNPL) service. Afterpay allows users to spread their purchase over four payments every two weeks with no interest, provided the total is paid off within six weeks. This Pay in 4 plan is interest-free, but there's an option for longer payment periods with interest. Afterpay conducts soft credit checks and requires a linked payment method for automatic withdrawals. It's available on select travel platforms like Hotels.com, Expedia, and Agoda. However, it's not widely accepted, and users should check Afterpay's website or app for participating travel-related merchants. While Afterpay can be useful for emergency travel or quick financing, NerdWallet advises caution, suggesting saving up or using a 0% APR credit card might be better to avoid interest and fees and potentially earn points.

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