Skip to content

THOUSANDS OF PRODUCTS | EASY FINANCING

Previous article
Now Reading:
Zero to Hero: My Credit Score Journey to Homeownership

Zero to Hero: My Credit Score Journey to Homeownership

The author shares their journey from having no credit history to achieving an excellent credit score and becoming a homeowner. Initially lacking knowledge about credit, they benefited greatly from being added as an authorized user on a colleague's long-standing credit card, which kickstarted their credit history. By monitoring their credit score, applying for their own credit cards, and maintaining a strict discipline of paying balances in full and on time, the author gradually built a solid credit foundation. They also learned to choose credit cards that matched their financial goals and lifestyle. Eventually, this disciplined approach enabled them to finance a house at a favorable interest rate, underscoring the importance of setting financial goals and taking concrete steps to improve one's creditworthiness.

Read the full article here.

Cart

Close

Your cart is currently empty.

Start Shopping

Select options

Close