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Walmart Introduces New In-Store BNPL Option with Fintech One

Walmart Introduces New In-Store BNPL Option with Fintech One

Walmart has partnered with the retailer-backed fintech company, One, to offer a new buy now, pay later (BNPL) service at select U.S. store locations. This service enables customers to purchase higher-priced items with installment loans, featuring interest rates between 9.99% and 35.99%. One, which began offering banking services to Walmart employees and some customers in 2022, is expanding its financial offerings amid Walmart’s broader strategy to minimize reliance on third-party financial services. This move comes after Walmart's partnership with BNPL provider Affirm, which has been offering similar services since 2019 at Walmart’s self-checkout kiosks and online platforms. The addition of One's services could potentially reshape Walmart's financial offerings landscape and customer shopping experiences in their physical stores.

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