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Unlocking the Mysteries of Your FICO Auto Score

Unlocking the Mysteries of Your FICO Auto Score

A FICO auto score is the key many lenders use to decide if you're a good bet for an auto loan. Like other FICO scores, it’s based on your credit history. But it focuses more on past auto loans. The score ranges from 250 to 900. Higher scores mean better loan terms. You can check your FICO auto score via paid services or through credit bureaus. Knowing your score helps you gauge your chances for loan approval and interest rates. To boost your score, pay bills on time, clear any collections, and reduce credit usage. Dispute any errors on your credit reports to keep your score accurate. Whether you're buying a new ride or a used one, a good FICO auto score can save you a lot on interest.

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