The Ink Business Unlimited® Credit Card is a versatile cash-back business card that offers a straightforward 1.5% cash back on every purchase, with no annual fee. Ideal for small business owners who prioritize simplicity and flexibility, it provides an uncomplicated rewards structure, making it easy to earn and redeem. Cardholders can use their cash-back rewards as statement credits, direct deposits, or through Chase’s shopping and travel portals. The card comes with a $750 welcome bonus, given you spend $6,000 in the first three months, and offers several benefits such as purchase protection, extended warranty, and travel assistance services. However, it does have drawbacks, including high foreign transaction fees and no introductory APR for balance transfers, making it less suitable for frequent international travelers or those looking to consolidate debt. Compared to other similar cards like the Ink Business Cash® Credit Card and the Capital One Venture X Business Card, the Ink Business Unlimited falls short in specific reward categories and travel benefits but excels in overall simplicity and ease of use.
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