If you're looking to rebuild your credit while earning rewards, there are several credit cards tailored to meet your needs. The Credit One Bank® Platinum Visa® is designed for those with poor credit, offering 1% cash back on eligible purchases like gas and groceries, albeit with an annual fee of $75 for the first year, increasing to $99 thereafter. For those with no credit history, the Petal® 2 "Cash Back, No Fees" Visa® is an excellent choice, providing 1% cash back immediately and up to 1.5% after 12 on-time payments, all without an annual fee. If minimizing fees is your priority, consider the Prosper® Card, which has a low annual fee of $39 that can be waived the first year. For secured card options, the Discover it® Secured Credit Card and U.S. Bank Cash+® Visa® Secured Card offer generous rewards and cash back opportunities. Each card has unique benefits, making it essential to assess your spending habits and credit goals before applying.
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