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Top 2% Cash-Back Credit Cards for Smart Savers

Top 2% Cash-Back Credit Cards for Smart Savers

Discover the best cash-back credit cards that offer a flat 2% return on every purchase, making it easier than ever to earn rewards without the hassle of bonus categories. The Wells Fargo Active Cash® Card stands out with its 0% intro APR for 12 months on purchases and balance transfers, plus a $200 cash rewards bonus after spending just $500 in the first three months. The Citi Double Cash® Card is another excellent choice, providing 2% cash back on all purchases along with an 18-month 0% intro APR for balance transfers. For business owners, the American Express Blue Business Cash™ Card offers 2% cash back on the first $50,000 spent each year and a $250 statement credit after spending $3,000 in the first three months. Each card has no annual fee, making them ideal for savvy spenders. However, be mindful of foreign transaction fees and APRs after the intro periods.

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