TD Bank, established in 1955, serves over 27.5 million customers globally and offers personal loans through its TD Fit Loans program. These loans range from $2,000 to $50,000 with an APR between 9.99% and 23.99%, and they come with no origination fees, allowing borrowers to receive the full loan amount. TD Bank allows prequalification through a soft credit pull, which does not impact your credit score, and funds can be disbursed as quickly as one business day after approval. However, the bank's personal loans are only available in 15 states along the East Coast and Washington, D.C., and it does not offer rate discounts or secured loan options. While there is no stated minimum credit score for eligibility, borrowers with lower credit scores may find it challenging to qualify. Customer reviews indicate dissatisfaction with TD Bank's customer service, and the bank has faced regulatory scrutiny, including fines for reporting inaccuracies to credit bureaus.
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