Blog posts

July 19, 2024
Regulating Buy Now, Pay Later: A New Era for Financial Services

Financial Services Minister Stephen Jones introduces new BNPL regulations mandating credit checks for users.

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CFPB Redefines BNPL Loans: A Major Shift Under Regulation Z

The CFPB's new rule treats BNPL digital user accounts as "credit cards," subjecting them to Regulation Z's dispute and refund requirements.

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New Rules for "Buy Now, Pay Later": Credit Checks Incoming

Buy now, pay later services like AfterPay will need to conduct credit checks under new legislation.

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CFPB Regulates BNPL as Credit Card Issuers

CFPB reclassifies BNPL lenders as "card issuers" under Regulation Z to enhance consumer protections.

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Navigating New Rules: BNPL Gets Credit-Card Style Protections

BNPL regulations aim to align consumer protections with those of credit cards, though major providers already practice these safeguards.

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CFPB Tightens Reins on Buy Now, Pay Later Industry

CFPB mandates buy now, pay later firms to align with credit card protections.

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New Rule Puts 'Buy Now, Pay Later' Under Stricter Scrutiny

The CFPB's new rule levels the playing field for 'buy now, pay later' services and credit card companies.

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BNPL Lenders Now Classified as Credit Card Issuers by CFPB

CFPB's new rule classifies BNPL providers as credit card issuers, sparking regulatory changes.

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Buy Now, Pay Later Faces New Rules Amid Growing Concerns

New rules aim to regulate buy now, pay later services, sparking industry debate.

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