Blog posts
December 26, 2024
New Credit-Building Products Could Undermine Financial Stability
New credit-building products may mislead consumers and threaten the credit system.
BNPL Debt to Hit Credit Reports: What It Means for You
BNPL's inclusion in credit reports marks a major shift in consumer finance visibility.
Phantom Debt: The Hidden Risk of BNPL Platforms
BNPL platforms could be distorting the true financial health of U.S. consumers by creating "phantom debt."