Blog posts
March 24, 2025
Regulating BNPL: How Credit Reporting Curbs Consumer Overborrowing
Credit reporting regulations significantly reduce BNPL usage, especially among borrowers with default histories.
Impact of Credit Reporting on Buy Now, Pay Later Usage
Credit reporting regulations significantly curb BNPL usage, especially among defaulters.
CFPB Sues Experian Over Mishandled Consumer Credit Complaints
CFPB accuses Experian of mishandling credit disputes and harming consumers.
New Rule to Remove Medical Debt from Credit Reports
New CFPB rule aims to remove unpaid medical debt from credit reports.
New Credit-Building Products Could Undermine Financial Stability
New credit-building products may mislead consumers and threaten the credit system.
BNPL Debt to Hit Credit Reports: What It Means for You
BNPL's inclusion in credit reports marks a major shift in consumer finance visibility.
Phantom Debt: The Hidden Risk of BNPL Platforms
BNPL platforms could be distorting the true financial health of U.S. consumers by creating "phantom debt."