If you're looking to reduce debt and save money, consider one of the top-rated balance transfer credit cards. These cards can help you manage high-interest debt more efficiently by transferring your existing balances to a card with a 0% introductory APR. For military personnel, American Express offers an enticing deal by waiving annual fees on many of its credit cards, including the prestigious Platinum Card®, which normally has a $695 annual fee. This card offers numerous benefits, such as access to over 1,400 airport lounges, elite status with Hilton and Marriott, and over $1,500 in annual spending credits. For those not in the military, options like the Morgan Stanley and Charles Schwab versions of the Platinum Card® offer ways to offset the annual fee through bonuses and spending credits. Before applying, ensure you can utilize the card's benefits to make the annual fee worthwhile.
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