The Robinhood Gold Card offers a competitive 3% cash back on all purchases and 5% back on travel booked through their portal, surpassing the Wells Fargo Active Cash Card's flat 2% rate. However, it requires a Robinhood Gold membership, costing $5 per month ($50 if paid annually). The analysis shows that while the Robinhood card can yield higher rewards after a spending threshold, the Active Cash card has an attractive welcome bonus that tips the scales in its favor for the first year. Post welcome bonus, the Robinhood Gold could be more lucrative, especially for frequent travelers using the travel portal. Redemption is simpler with the Active Cash Card, though Robinhood's option could appeal to those interested in investing rewards. Prospective cardholders should consider their spending habits and reward preferences when deciding between these options.
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