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Rethinking Patient Costs: The Rise of Flexible Payment Plans

Rethinking Patient Costs: The Rise of Flexible Payment Plans

The evolving economic landscape has prompted a significant shift in how Americans manage healthcare expenses. A recent survey highlights a 114% increase in inflation-adjusted medical costs since 2000, outstripping general inflation. This rise has led to more individuals deferring essential healthcare due to financial constraints, even though 92% of Americans are insured. The adoption of flexible payment options, such as Buy Now, Pay Later (BNPL) schemes, aims to alleviate this issue by allowing patients to spread costs over time, ensuring access to necessary treatments without immediate financial burden. These options are particularly viable for small to medium-sized healthcare businesses, which are agile enough to implement innovative payment solutions effectively, enhancing patient care continuity and satisfaction.

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