Redstone Federal Credit Union in Alabama offers a Visa Signature credit card that rivals the top cards from major banks. This $0-annual-fee card has impressive reward rates, especially in dining, gas, and groceries. The catch? Membership is exclusive and challenging to obtain. Unlike other credit cards, the Redstone Visa Signature offers fixed high-reward categories without rotating options and a lower interest rate. However, rewards come with annual caps, and membership requires meeting specific criteria and maintaining a minimum balance. New cardholders can enjoy a $150 bonus and a 0% intro APR for six months. Overall, this card offers exceptional value for those who can qualify.
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