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Paying with Paper Checks at Target to End This Month

Paying with Paper Checks at Target to End This Month

Target will no longer accept personal checks starting July 15, aiming to streamline checkout experiences and align with the declining use of checks as a payment method. The retailer encourages the use of alternative payment options such as Target Circle Cards, cash, digital wallets, SNAP/EBT, buy now, pay later services, and credit and debit cards. This move comes in response to the low volume of checks being used by customers. Despite the decline in consumer check usage, checks remain a significant part of business-to-business transactions, especially in sectors like real estate and construction. However, checks are also susceptible to fraud and errors, adding risk to both personal and commercial transactions. Target's decision reflects a broader trend towards digital payments, minimizing the risks associated with paper checks and enhancing efficiency at the checkout.

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