For small business owners, choosing the right rewards credit card can significantly impact your finances, especially when it comes to earning and redeeming points. The author shares their preference for Chase Ultimate Rewards® points, highlighting their value and ease of redemption. With a Chase Sapphire Preferred® Card, cash back from other cards like the Ink Business Unlimited can be converted into Ultimate Rewards points, often yielding a higher value. The author discusses their experience with four Chase Ink Business cards, emphasizing the benefits of the Ink Business Unlimited® and Ink Business Cash® cards, both of which come with no annual fees. The Ink Business Cash card offers up to 5% cash back in specific categories, while the Ink Business Unlimited provides a flat 1.5% cash back on all purchases. This flexibility allows the author to maximize rewards while managing their business expenses effectively, focusing on accumulating valuable Chase points.
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