The Chase Freedom Unlimited® credit card offers a compelling cash back rewards program with no annual fee. In the first year, cardholders can earn an additional 1.5% cash back on top of the standard rates, with 6.5% back on travel booked through Chase Travel℠, 4.5% on dining and drugstore purchases, and 3% on other purchases (up to $20,000 spent). After the first year, these rates adjust to 5%, 3%, and 1.5% respectively. The card also features a variety of travel and shopping benefits, including insurance, extended warranties, and fraud protection. With a 0% introductory APR for 15 months on purchases and balance transfers, the card is an attractive option, though it does have a foreign transaction fee and potential penalty APR for late payments. The card is suitable for those seeking easy rewards on everyday spending, especially in the first year.
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