The American Express Blue Business Cash™ Card is an excellent option for small-business owners looking for a no-annual-fee credit card with a simple cash-back rewards program. Cardholders earn 2% cash back on up to $50,000 in purchases per year (then 1%) with no need to track spending categories. The card also provides benefits like Expanded Buying Power, allowing businesses to spend beyond their credit limit, and various protections like extended warranty and purchase protection. Additionally, the card integrates with QuickBooks and offers employee cards to simplify expense management. However, rewards are only redeemable as statement credits, limiting flexibility compared to other cards with more redemption options.
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