In Rhode Island, finding affordable car insurance can be a daunting task, but this article breaks down the best options available for various circumstances. Travelers emerges as the top choice for both full coverage and liability-only insurance, offering rates significantly lower than the state average. For full coverage, Travelers charges an average of $1,876 annually, while their liability-only rate is $729. Teen drivers may find better rates with Allstate, which averages $3,688 a year for minimum coverage. Drivers with traffic violations or DUIs can also find competitive rates with Amica and Progressive. The article highlights the average costs of car insurance in Rhode Island, which stands at $2,636 for full coverage and $1,213 for liability-only. It also discusses the impact of factors such as credit scores and driving records on insurance rates, emphasizing the importance of shopping around to find the best deal tailored to individual needs.
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