Bank account bonuses can be a lucrative way to earn extra money, but many require hefty deposits and high account balances, making them inaccessible for the average American. However, a few banks offer substantial bonuses for new account holders without demanding large sums. Here are five such opportunities you can qualify for with $1,000 or less in deposits:
1. Huntington Perks Checking℠ Account: This account offers a $400 bonus with no specific deposit amount required. Simply open an account by October 7, 2024, and receive any qualifying direct deposit within 90 days. The bonus is credited within 14 days after meeting the criteria.
2. Chase Total Checking® Account: New customers can earn $300 by opening an account with a coupon, available until July 24, 2024, and receiving direct deposits totaling $500 or more within 90 days. The bonus is awarded within 15 days after fulfilling the requirements.
3. Wells Fargo Everyday Checking Account: Earn a $300 bonus by opening an account by September 25, 2024, with a $25 minimum deposit and receiving $1,000 in qualifying electronic deposits within the first 90 days. The bonus is credited within 30 days after the qualifying period.
4. M&T Bank Personal Checking Account: By opening an account with a promo code by August 31, 2024, and receiving $500 in qualifying direct deposits within 90 days, you can earn up to a $200 bonus, depending on the type of account opened. The bonus is paid within 90 days of meeting the requirements.
5. Chase Secure Banking℠ Account: This account offers a $100 bonus for new customers who open an account by July 24, 2024, and complete 10 qualifying transactions within 60 days. The bonus is awarded within 15 days after the transactions are completed.
These offers are enticing, but it's important to ensure the accounts align with your banking needs long-term. If the terms don’t suit you, consider online checking or savings accounts, which often have fewer fees and offer interest on deposits.
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