My experience with the Discover it® Cash Back card has been incredibly rewarding, especially with the 5% cash back on quarterly rotating categories like gas and groceries. With two cards in our household, we were initially excited about the potential to double our cash back. However, we found ourselves using the second card less than anticipated. When I called to cancel the second card, Discover surprised us with a retention offer that significantly boosted the cash back rates. My wife's card was upgraded to earn 3% on all spending and an impressive 8% on the rotating bonus categories for six months, with a cap of $2,500 in spending. This translates to a potential $200 in cash back if we maximize the bonus categories. The article also shares tips on how to obtain retention offers, emphasizing the importance of regular usage and open communication with the credit card company.
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