The Crate & Barrel credit card, issued by Synchrony Bank, offers limited perks compared to other credit cards, particularly those geared towards home improvement. With two versions available, the open-loop Mastercard and the closed-loop store card, the benefits include 10% back on Crate & Barrel purchases or special financing options, but not both. Additionally, rewards earned are restricted in their use and come with expiration dates. Other credit cards offer far superior rewards, flexible redemption options, and longer 0% APR periods, making them more beneficial for consumers looking to maximize their spending in home furnishings and improvements.
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