The Citi Double Cash® Card and the Costco Anywhere Visa® Card by Citi both offer appealing features, but they cater to different spending habits. The Citi Double Cash card stands out with its straightforward 2% cash back on all purchases (1% when you buy and 1% when you pay) and a welcome bonus of $200 after spending $1,500 in the first six months. It has no annual fee and provides flexibility with its ThankYou® Points, which can be redeemed for various rewards without expiration as long as the account remains open. On the other hand, the Costco Anywhere Visa offers higher cash back rates for gas, travel, and dining but requires a Costco membership and has more restrictive redemption options—rewards are issued annually as a certificate redeemable only at Costco. Ultimately, the choice between these cards depends on individual spending patterns and preferences for rewards and redemption flexibility.
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