As daylight saving time comes to an end, the Better Business Bureau (BBB) is urging consumers to take advantage of this time change to check their credit reports. With the increase in data breaches, it is vital not to assume that your credit information is secure. Steve Bernas, president and CEO of the BBB, emphasizes the importance of monitoring your credit file, as it can significantly affect your mortgage rates, job opportunities, and rental applications. Identity theft is a growing concern, and it’s crucial to monitor not just your credit but also that of your family members. Bernas warns that identity theft can lead to unauthorized credit applications, bank withdrawals, and fraudulent charges, all of which will appear on your credit report. Consumers are encouraged to check their credit reports at least twice a year, or even weekly if needed, through official sites like AnnualCreditReport.com. Additionally, residents should remember to check and replace their smoke alarms, as new regulations require long-term battery models.
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