Cash stuffing, a popular personal finance trend among Gen Z on TikTok, involves allocating cash into envelopes for different expenses as a way to manage money. This method, reminiscent of the traditional envelope budgeting system, is visually engaging and can help those who struggle with impulsive spending by providing a tangible sense of control over their finances. However, it also comes with risks such as the potential for theft, loss of potential interest earnings, difficulties with budgeting apps, and the inability to build credit score or earn rewards. While cash stuffing can aid in budget management, it's important to balance its use with the security and benefits of bank accounts and credit tools.
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