The Capital One Savor Student Cash Rewards Credit Card is an excellent option for college students looking to earn cash back without incurring an annual fee. With the ability to earn up to 3% cash back on popular categories such as dining, entertainment, and groceries, this card stands out among student credit cards. New cardholders can also benefit from a welcome bonus of $50 after spending $100 in the first three months. Although the card features a high variable APR ranging from 19.24% to 29.24%, it compensates with no foreign transaction fees and a straightforward rewards structure. Cardholders can earn unlimited cash back, redeemable as a statement credit or bank deposit, and enjoy additional perks like fraud liability protection and concierge services. While it’s essential to consider spending habits when choosing between this card and others, the Savor Student Card is a strong contender for those who frequently spend in its reward categories.
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