The author shares their experience of choosing a new credit card primarily for the early boarding perk due to frequent last-minute flights while house hunting across the country. They highlight the importance of guaranteed overhead bin space and how the early boarding feature of a co-branded business airline card was a game-changer. The decision to opt for a business credit card also minimized the impact on personal credit, which was crucial during the mortgage application process. The article also advises readers to consider the monetary value and unique benefits of a card before applying, and to be aware of the effects on credit score due to hard credit pulls, the decrease in average account age, and the new credit factor.
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