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BNPL Services May Soon Impact Your Credit Score, Experts Warn

BNPL Services May Soon Impact Your Credit Score, Experts Warn

Buy now, pay later (BNPL) services are skyrocketing in popularity. But new changes mean your BNPL payment history could soon impact your credit report. Apple has started reporting its Pay Later loans to credit bureaus, and experts say other companies may follow. While these loans currently don't affect your FICO score, they will show up on your credit history. This could raise red flags for lenders when you're applying for major loans. So, think twice before opting for BNPL convenience next time.

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