If you're in the market for a new credit card, why not make a card with perks work for you? Consumer Reports has some suggestions to help you make the most of your spending habits. For families, the Blue Cash Preferred Card from American Express offers 6% cash back annually on up to $6,000 in groceries. The Capital One Walmart Rewards Card provides 5% cash back on Walmart.com orders and in-store purchases for the first 12 months when using Walmart Pay, with no annual fee. For those who spend mostly on gas and road trips, the Exxon Mobil Smart Card+ can save you 12 cents a gallon on premium fuel and 10 cents on other grades. The Wells Fargo Autograph Card charges no annual fee and offers unlimited 3 points per dollar on gas and EV charging stations. The Costco Anywhere Visa gives 4% cash back on gas and EV charging, and 3% on dining and travel-related expenses. Sam's Club Mastercard also offers substantial rewards on dining and takeout. For frequent shoppers at Simon-owned malls, the Simon American Express card offers 5% cash back on purchases at over 200 locations. Additionally, don't forget to check the perks on your current credit cards for benefits like cell phone insurance and purchase protection. Always remember that responsible spending is the most rewarding perk of all.
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