The Bank of Missouri offers a range of personal and business financial services, including credit cards that are particularly unappealing for consumers with low credit scores. While the bank has a solid reputation, its credit card offerings are riddled with high fees and minimal rewards, making them a poor choice for those looking to rebuild their credit. The Aspire, First Access, Total Visa, Milestone, and Verve credit cards are all highlighted for their exorbitant annual fees, high APRs, and additional monthly charges that can quickly add up. For example, the Aspire card can have an annual fee as high as $175 and a minimum APR of nearly 30%. In contrast, several alternative credit cards are available that offer better terms, such as the Firstcard® Secured Credit Builder Card and the Discover it® Secured Credit Card, which have no annual fees and more favorable conditions for rebuilding credit.
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