Many people shy away from credit cards with annual fees, but they can offer significant perks that make them worthwhile. This article explores the benefits of two standout cards: the Chase Sapphire Preferred® Card and the Amex Blue Cash Preferred® Card. The Chase Sapphire Preferred® Card, with a $95 annual fee, provides a generous sign-up bonus of 60,000 points and $300 in travel credits, making it a fantastic option for travelers. It offers 5x points on travel booked through Chase, 3x on dining, and valuable travel protections, including rental car insurance and trip cancellation coverage. On the other hand, the Amex Blue Cash Preferred® Card, which has a $0 introductory fee for the first year and a $95 fee thereafter, rewards users with 6% cash back on U.S. supermarkets and streaming services, making it ideal for everyday spending. Both cards can deliver substantial value, depending on your spending habits and travel needs.
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